Documents You Need When Applying For a Mortgage

beach6Applying for a mortgage is one of the first steps you take in the exciting process of buying a home. In order to be prepared when you meet with a mortgage lender there are certain documents that you need. You will need to provide you full name, birthday, and social security number when filling out the documents. It is important to have proof of up to date financial information including bank account balances and confirmation of payments on current loans. Having this information will allow your lender to run your credit report and have access to information regarding your credit score. You should also have proof of payments and contracts regarding the status of your current residence. When applying for a mortgage you will need to provide several documents verifying employment and income. In order to make the process of your mortgage application as efficient as possible you should have all legal documents prepared in advance. To learn more about documents required when applying for a mortgage download Eillu’s free guide.

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