Eillu Real Estate Team at OBRG Buying Process

Congratulations on your choice to become a home owner! Whether you’re a first-time buyer or you’re purchasing your next home, the process can be tricky. The following are a few steps to regard, from planning what community you want to live in to signing the papers to your new home, and a lot in between. Knowledge is power and with a step this big, it helps to be familiar with what you’re about to do.
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First of all, why are you looking to buy a new home? This is an important question because it will set the stage for you to analyze what your needs are. Are you relocating because of a career change, needing more room because of a new addition to the family, or are you ready to start building equity and end your days of renting from others? Whatever the reason is, this is when you begin making a list of what you need to ultimately solve the issues, no matter good or bad, which are causing you to move.

Next, decide when you would like or when you will need specific goals to be met throughout the buying process. If your lease is running out or you need to move into your new home in a different city in time to start your new job, these are things you must consider first.

Now, make a checklist of what you want and need out of your future home. One column should be a wish list and the other a must-have list. For some people more than two bathrooms is a luxury, but for some larger families it is a dire necessity. Each home buyer is different and that is why it is important to detail exactly what you are looking for in order to make it easier on yourself and to enable your Eillu real estate team at OBRG professional to find the perfect match for you.


This is a good time to begin building your team if you have not already. Eillu real estate team at OBRG professionals are ready to help lead you in the right direction of securing pre-qualification and approval for a loan for your new home by choosing a mortgage lender that is right for you.

Pre-qualification is important to receive as soon as you begin your process to determine a price range you can afford to shop in based on your income and debt load. One common mistake new home buyers make is waiting until they find their dream home before reaching out to a mortgage lender. Knowing ahead of time what you can and can’t afford will help you to make adjustments in your current credit situation if possible and also save you the heartache of finding the perfect home and then learning you can’t afford it, or vice versa, not realizing that you could have afforded something you wanted more before it is too late.

Pre-approval requires a more extensive financial background check, including a credit check, how much money you have available for a down payment, whether or not you are a first time buyer, etc. Although pre-qualification can be helpful, pre-approval is the real determinate of what you can afford, and also gives you an advantage when placing an offer because sellers like to know there will be no financial difficulties in the process down the road.


Now for the fun part! It is time to find your new home. One of the best ways to aid in your quest is to contact an Eillu real estate team at OBRG professional to help you search more efficiently. Based on your detailed needs checklist, begin searching in the area that will best provide you with what you are looking for. You can find homes by looking at local real estate publications, visiting the local Chamber of Commerce, driving around neighborhoods that match your wants and needs, or by searching through up-to-date online listing databases. With the technological advances of everyday life and the outreach abilities that real estate professionals have today, the time-consuming home search is now much more convenient and accessible.


Once you have found the home you’ve been looking for, your Eillu real estate team at OBRG professional will help you develop an offer based on market values and other variables and will negotiate price and terms under your direction and on your behalf of the seller.


Your Eillu real estate team at OBRG professional will work to ensure everything is completed on time to fulfill your contract and move-in date. He or she will provide you with options to contact all necessary vendors including home inspectors, environmental inspectors, formal appraisers, surveyors, etc. Be sure to do one final walk-through to make sure no damage has been done to the property before signing any papers.


When the time has come to close on your new home, your trusted Eillu real estate team at OBRG professional will guide you through the final process, which typically takes place between one and two months after an offer is accepted. It’s a lengthy, but rewarding process, and Eillu’s trusted real estate professionals will be happy to guide you through one of the most important decisions of your life. Good luck and happy hunting!

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Mailing Address
PO Box 3009, Kitty Hawk, NC 27949
Physical Address
3712 Suite B North Croatan Hwy
Kitty Hawk, NC 27949
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